Arkansas Life and Health Insurance Practice Exam 2025 - Free Life and Health Insurance Practice Questions and Study Guide

Question: 1 / 400

Which law requires that the patient and their healthcare provider have an adequate number of non-network healthcare providers in a given geographical area?

COBRA

COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, is the correct answer. COBRA requires that the patient and their healthcare provider have an adequate number of non-network healthcare providers in a given geographical area. This law allows individuals to continue their health insurance coverage for a limited period if they lose their job or experience a qualifying event that would result in a loss of coverage.

While ERISA (Employee Retirement Income Security Act), HIPAA (Health Insurance Portability and Accountability Act), and NAIC Model Law are all important laws related to health insurance, they do not specifically address the requirement of having an adequate number of non-network healthcare providers in a given geographical area as COBRA does.

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ERISA

HIPAA

NAIC Model Law

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