Arkansas Life and Health Insurance Practice Exam 2025 - Free Life and Health Insurance Practice Questions and Study Guide

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Which statement is false concerning Social Security disability benefits?

The employee must be unable to engage in any gainful activity to be considered disabled

The statement that is false concerning Social Security disability benefits is that the employee must be unable to engage in any gainful activity to be considered disabled. In reality, to be considered disabled for Social Security disability benefits, the employee must only be unable to engage in any substantial gainful activity, rather than any gainful activity. The other statements (B, C, and D) are true. The employee must meet a recent work test, indicating that they have worked for a certain period before becoming disabled, and also meet a duration of work test, which means they have worked long enough under Social Security. Additionally, the employee must be unable to engage in any occupation, not just their previous occupation, to be considered disabled.

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The employee must meet a recent work test

The employee must meet a duration of work test

The employee must only be unable to engage in his/her own occupation to be considered disabled

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