Arkansas Life and Health Insurance Practice Exam 2025 - Free Life and Health Insurance Practice Questions and Study Guide

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Question: 1 / 400

If a father were to add a Child Rider to a policy to cover his children, when would coverage become effective for a newborn?

Immediately upon birth

When a father adds a Child Rider to a policy to cover his children, the coverage for a newborn would typically become effective immediately upon birth. This means that the newborn would be covered as soon as they are born, providing financial protection right from the start. It is important for parents to understand the terms and conditions of such riders to ensure their children are adequately protected.

Options B, C, and D are incorrect because coverage for a newborn with a Child Rider typically starts right at birth, as stated in the correct answer.

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At 14 or 15 days of age

At 30 days of age

Upon policy renewal

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