Arkansas Life and Health Insurance Practice Exam 2025 - Free Life and Health Insurance Practice Questions and Study Guide

Question: 1 / 400

The Time Limit on Certain Defenses (Incontestable) period is how many years under individual health and disability contracts?

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The Time Limit on Certain Defenses (Incontestable) period under individual health and disability contracts is typically 2 years. During this period, the insurer is limited in their ability to contest the policy based on misrepresentation or concealment by the insured. This timeframe provides a level of security to the policyholder once the initial two years have passed.

Options A, C, and D are incorrect as they do not align with the typical 2-year Incontestable period for individual health and disability contracts in Arkansas.

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