Arkansas Life and Health Insurance Practice Exam 2025 - Free Life and Health Insurance Practice Questions and Study Guide

Question: 1 / 400

When an insured's group health insurance coverage is terminated, the insured:

Is entitled to an additional 120 days of group coverage if they have been covered for at least 3 months

When an insured's group health insurance coverage is terminated, they are typically entitled to an additional 120 days of group coverage if they have been covered for at least 3 months. This provision allows the insured individual to have some extended coverage after the termination of the group policy. It is important to note that this extension is generally a temporary measure to provide the individual with some time to secure alternative coverage.

Options B, C, and D are incorrect because they do not accurately reflect the typical process that occurs when an insured's group health insurance coverage is terminated. It is essential for individuals to understand their rights and options when facing the termination of group health insurance to ensure they have appropriate coverage in place.

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Must apply for individual coverage immediately

Loses all coverage immediately

Can transfer their coverage to another insurer within 30 days

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